Development Fund Rates Effective 12-1-12

4-Year Certificate - 2.35%
3-Year Certificate - 1.90%
2-Year Certificate - 1.40%
1-Year Certificate - 1.20%


Loan Rates Effective 12-1-12

Construction Loans
5.15% Fixed Rate - Terms Less Than One Year

Mortgage Loans
4.50% - 5-Year Fixed Rate

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Easy Ways to Create Income for Yourself and Save on Taxes

Even as tax rates go up, there are still ways to create new income for yourself and save. Two charitable gift options you should consider are the charitable gift annuity and charitable remainder unitrust.   Read more... 

Beat the Economy with Smarter Planning
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Opportunities for Easy Deductions This Year

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Savvy Living: Resources for Senior Discounts
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