Certificate Program

The Georgia United Methodist Foundation's Certificate Program is a wonderful investment opportunity that offers spiritual and financial rewards. As of February 2017, 944 certificates totaling nearly $36,000,000 have been purchased with 45 percent invested by individuals and 55 percent invested by United Methodist churches, organizations and trusts. 

When you purchase 1-, 2-, 3- and/or 4-year certificates, your investment earns higher returns than similar instruments and enables the GUMF to underwrite loans to United Methodist churches and ministries in Georgia for new construction, expansion and renovation of existing facilities, purchase of building sites, and refinancing of other financial institution’s loans.Thanks to these investments, the GUMF Loan Program has been able to help 48 United Methodist churches and ministries in Georgia find $28 million in financing for projects.

Certificate Term December 2017 Rates*
       4-Year                2.50%
       3-Year                2.10%
       2-Year                1.50%
       1-Year                1.30%


United Methodist churches, ministries and individual investors residing in Georgia may purchase certificates with a minimum investment of $5,000.

*All rates are subject to change without notice. For current rates, please call the GUMF at 770-449-6726 or 877-220-5664 or e-mail info@gumf.org.