Reaping the Rewards of GUMF's Certificate Program

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If you are looking for a fixed rate of return from one-to-four years, the Georgia United Methodist Foundation’s Certificate Program can be a good investment. Here are four examples of how our certificates have been creatively used to address a particular need.

INDIVIDUAL INVESTORS - Richard Shinhoster

Richard Shinhoster of Savannah, Ga. is a retired College Administrator, a member of GUMF’s Board of Trustees, Chair of The South Georgia Conference Coastal District Missions Ministries, and Owner of Diaspora Marketplace. In whatever role he serves, he believes the Lord has blessed him so he can be a blessing to others. “After being a part of the local church for most of our lives my wife, Lillian, and I invested in GUMF certificates because our investment is used to fund loans to Methodist churches and entities in Georgia,” he said. “The Certificate Program offers a way to be better stewards of the resources God has given us so that we can help the Church grow, do more ministry for those who are in need in the community, and build the kingdom. Methodists need to think of the Foundation as a resource that financially empowers our local church.” Read more...

PERPETUAL CARE FOR CEMETERIES - Doles Cemetery Trust

Doles Cemetery in Macon, Ga. was established shortly after the founding of Doles UMC in 1830. After a long and proud history, Doles UMC was reconstituted as The Well UMC in 2013. After the Church closed in 2016, a group of concerned citizens formed the Doles Cemetery Trust Association for the purpose of providing perpetual care of the cemetery. “Since we are no longer affiliated with a church, income is limited. Using funds which were generated by the faithful members of Doles UMC and The Well UMC, the Trust members decided to invest in GUMF’s Certificate Program. Knowing that the Trust is investing in a high return, safe investment gives us assurance,” said Michael Barron, Trust Association Treasurer. “GUMF has helped in so many ways to provide financing for Doles and The Well. By investing in GUMF, we are also providing funds for other United Methodist churches to grow.” Read more...

DISTRICT MEDIUM-TERM INVESTMENTS - Atlanta Decatur Oxford District

Like any investor, the Atlanta Decatur Oxford District (ADOX) Trustees want to get the biggest bang possible for their investment buck while balancing risk. Fred Williams, ADOX District Trustee Chair, explains why the Trustees shifted the district’s Fixed Income Funds to GUMF’s Certificate Program. “Upon review of the performance of each fund, we felt that the performance of the Certificate Program more closely aligned with our overall objectives of maximizing our return on investment and providing income from a relatively secure investment that can be used in defraying Trustee expenses,” he said. “As Trustees of the funds we have, we must limit our speculation and risk of loss. We consider the Certificate Program a low-risk investment due to the historical performance of GUMF programs, strict investment and lending policies, and strong and competent management.” Read more...

NEW BUILDING FUNDS - Liberty UMC

In 2017, Liberty UMC in Macon, Ga. launched a five-year Capital Funds Campaign to raise $7.7 million as part of its long-range goals to plan the Church’s mission and ministry for the next 100 years. The funds will be used to implement the Mission and Ministries Program, which includes new construction, renovation of existing facilities, program planning, and staffing. Rev. Wayne Anthony, Pastor, explains why Liberty UMC chose to invest some of these building funds in the GUMF’s Certificate Program. “There are triple benefits to investing in GUMF certificates. No. 1, our investment gets a better return than we get from any other financial institution. No. 2, when we invest, GUMF loans those monies to churches to help them grow,” he said. “No. 3, individuals can also invest. The more we all invest in GUMF certificates, the more returns there are that can be given back to the local church.” Read more...