The Georgia United Methodist Foundation's Certificate Program is a wonderful investment opportunity that offers spiritual and financial rewards. As of December 31, 2021, we have  $40 million in outstanding certificates. 

When you purchase 4-, 3-, 2- and/or 1-year certificates, your investment earns higher returns than similar instruments and enables GUMF to underwrite loans to United Methodist churches and ministries in Georgia for new construction, expansion and renovation of existing facilities, purchase of building sites, and refinancing of other financial institution’s loans. GUMF's Loan Program currently has over $32.3 million in outstanding net loans.

From time to time, GUMF changes offered rates on certificates to move in line with market conditions. Rates are listed below by maturity. 

Certificate Terms and Rates January 2022*
          1-Year           2-Year           3-Year           4-Year
          0.90%           1.00%           1.10%           1.20%

For more information, visit our Certficate Program Offering Circular and Application Page or contact GUMF at 770-449-6726, 877-220-5664 or info@gumf.org.

*Georgia United Methodist churches, ministries and members are required to invest a minimum of $5,000. Certificates are not insured by the FDIC or any other government agency and are not obligations of or guaranteed by a bank. This ad constitutes neither an offer to sell nor a solicitation to buy the securities described. Offers are made only after receiving and reviewing an Offering Circular.  Please note: All rates are subject to change from time to time without notice. Please contact GUMF for the current rates.