Certificates

The Georgia United Methodist Foundation's Certificate Program is a wonderful investment opportunity that offers spiritual and financial rewards. As of December 31, 2021, we have $40 million in outstanding certificates. 

When you purchase 1-, 2-, 3- and/or 4-year certificates, your investment earns higher returns than similar instruments and enables GUMF to underwrite loans to United Methodist churches and ministries in Georgia for new construction, expansion and renovation of existing facilities, purchase of building sites, and refinancing of other financial institution’s loans. GUMF's Loan Program currently has $31.8 million in outstanding net loans.

GUMF is pleased to announce a special “limited-time offer” – a 2-year certificate with a 2.00% interest rate to help fund our growing Loan Program! 

Please see current rates below. GUMF changes offered rates from time to time to move in line with market conditions. 

Certificate Terms and Rates as of May 2022*

1-Year = 1.00%
2-Year = 2.00%
3-Year = 1.30%
4-Year = 1.50%

Download a Certificate Bulletin Insert

Interested in sharing this information with your church? Please download a Certificate Bulletin Insert here.

Contact Us

For more information, please:

1. View our Certificate Investments brochure here.

2. Visit our Certficate Program Offering Circular and Application Page

3. Contact GUMF at 770-449-6726, 877-220-5664 or info@gumf.org.

*Georgia United Methodist churches, ministries and members are required to invest a minimum of $5,000. Certificates are not insured by the FDIC or any other government agency and are not obligations of or guaranteed by a bank. This ad constitutes neither an offer to sell nor a solicitation to buy the securities described. Offers are made only after receiving and reviewing an Offering Circular.  Please note: All rates are subject to change without notice. Please contact GUMF for the current rates.