Certificates

The Georgia United Methodist Foundation's Certificate Program is an impactful investment opportunity that offers spiritual and financial rewards. As of December 31, 2021, we have $40 million in outstanding certificates. 

When you purchase 1-, 2-, 3- and 4-year certificates, your investment earns higher returns than similar instruments and enables the Foundation to underwrite loans to United Methodist churches and nonprofits in Georgia for new construction, expansion and renovation of existing facilities, purchase of building sites, and refinancing of other financial institutions’ loans. Please see the current rates below.*

October 2022 Certificate Terms and Rates

1-Year = 2.00%
2-Year = 2.50%
3-Year = 2.75%
4-Year = 3.00%

Certificate Rate Bulletin Inserts Now Available

Please help the Georgia United Methodist Foundation meet loan demand from churches and nonprofits by sharing our digital or printed certificate rate bulletin inserts with your congregation. Download a bulletin insert here.

Would you like the Foundation to print and ship the bulletin inserts to your church? Please call the Foundation at 770-449-6726 or email Diana Durie at ddurie@gumf.org with your order. 

Contact Us

For more information, please:

1. Visit our Certficate Program Offering Circular and Application Page

2. Review our Certificate Investments Brochure

2. Contact the Foundation at 770-449-6726 or info@gumf.org.

*Rates as of October 2022. All rates are subject to change without notice. Please contact the Foundation at 770-449-6726 for current rates. Georgia United Methodist churches, nonprofits, individuals, and families must invest a minimum of $5,000. Certificates are not insured by the FDIC or any other government agency and are not obligations of or guaranteed by a bank. This ad constitutes neither an offer to sell nor a solicitation to buy the securities described. Offers are made only after receiving and reviewing an Offering Circular.