Certificate Program

The Georgia United Methodist Foundation's Certificate Program is a wonderful investment opportunity that offers spiritual and financial rewards. As of February 2018, 1,101 certificates totaling over $37.5 million have been purchased with 48 percent invested by individuals and 52 percent invested by United Methodist churches, organizations, and trusts. 

When you purchase 1-, 2-, 3- and/or 4-year certificates, your investment earns higher returns than similar instruments and enables GUMF to underwrite loans to United Methodist churches and ministries in Georgia for new construction, expansion and renovation of existing facilities, purchase of building sites, and refinancing of other financial institution’s loans.These investments have enabled GUMF's Loan Program to help 58 United Methodist churches and ministries in Georgia fund $30.4 million in financing for projects.

Certificate Term November 2018 Rates* Minimum Deposit
        1-Year         1.65%        $5,000.00
        2-Year         1.90%        $5,000.00
        3-Year         2.35%        $5,000.00
        4-Year         2.85%        $5,000.00





United Methodist churches, ministries and individual investors residing in Georgia may purchase certificates with a minimum investment of $5,000.

*All rates are subject to change without notice. For current rates, please call GUMF at 770-449-6726 or 877-220-5664 or e-mail info@gumf.org.