Have You Considered Refinancing Your Church’s Debt?


Interest rates are forecasted to rise in the future. This may be the perfect time to refinance your loan with the Georgia United Methodist Foundation and lock in a lower interest rate.

There are many benefits to partnering with us. Our standard loan program is a 20-year amortization at 4.50% with no balloon and rate resets every five years. One big difference between a loan from GUMF and a conventional lender is that we don’t charge intangible taxes. In most cases, we do not request an external appraisal. We use your county tax assessed valuation, which saves you money. Plus we offer easy to understand terms, lower fees and limited closing costs.

Here’s what we look for:

  1. Demonstrated ability to repay.
  2. Apportionment giving of 100 percent.
  3. Healthy loan to value of your church’s physical plant.

The Georgia United Methodist Foundation’s mission is empowering people to change lives! As a connectional ministry, GUMF’s surpluses are invested in The United Methodist Church. Traditional for-profit lenders exist to benefit their shareholders.

Start the conversation today by contacting our lending ministry team!

James (Jim) F. Pope
Director of Lending
770-841-5163 (Cell)
Lori Tucker
Loan Administrator